Digipac
The Wallet That Holds Value, Not Just Payments
Digipac is the system wallet of the EZY ecosystem.
It is where funds are held, accounted for, and settled — before, during, and after any payment happens.
Rather than acting as a spending app, Digipac manages balances across remittance, lending, cards, and internal clearing.
Payments are simply one of the ways value moves through the system.
Manage multiple mainstream cryptocurrencies in one unified wallet.
No seed phrases or private keys needed—simple and user-friendly experience.
Perfect for everyday payments and secure storage—crypto made as easy as cash.
Main Wallet and Transit Wallet
Digipac is structured into two wallet layers, each serving a different system role.
The Main Wallet is the primary value store.
It holds user balances, receives incoming funds, and reflects the user’s actual asset position inside the system.
Funds in the Main Wallet are not exposed to high-frequency payment interfaces.
The Transit Wallet is a temporary execution layer.
It is used only when value needs to move — for example during card payments, QR payments, or other real-time transactions.
After execution, funds are cleared back into the Main Wallet.
This layered structure allows Digipac to separate asset holding from transaction execution, reducing risk exposure while keeping payments fast and predictable.
Web3 Capability, Without Changing the System
Digipac supports on-chain assets and blockchain settlement as an extension of its clearing logic.
Key management, signatures, and blockchain interactions are handled at the system level, without changing how balances are presented or used.
From the user’s perspective, assets remain managed inside one wallet structure.
From the system’s perspective, Web3 becomes another settlement path — not a different product, and not a separate wallet.
This allows Digipac to support stablecoins and on-chain value while preserving a consistent internal accounting model.
From One Wallet, Many Outcomes
Funds held in Digipac can be routed to different real-world outcomes through the system.
How value is used may vary, but where it is held and settled does not.
Digipac does not define spending behavior.
It maintains a single balance structure that supports multiple usage paths.
Offline payment
Value held in Digipac can be executed through connected payment interfaces when required, while settlement remains managed at the wallet level.
Overseas travel
The same balance can be accessed across regions through linked cards and acceptance networks, without changing how assets are accounted for.
Living bills
Funds may be applied to recurring or one-off obligations through system integrations, with deductions handled within the same wallet structure.